Last Updated: April 10, 2026

SECTION 1.0 PRIVACY POLICY

1.1 INTRODUCTION

This Privacy Policy describes how WebinarMD (a DBA of Carroll Media LLC, referred to here as "we," "us," or "our") collects, uses, and discloses your personal information. As a Minnesota-based company, our privacy practices are designed to meet the high standards of the Minnesota Consumer Data Privacy Act (MCDPA) and global industry standards.

1.2 INFORMATION WE COLLECT

We collect information that you voluntarily provide when you register for a webinar, schedule a consultation, or purchase a service. This includes:

-- PERSONAL IDENTIFIERS: Name, email address, phone number, and physical billing address.

-- TECHNICAL DATA: IP addresses, browser types, and device information collected via cookies and tracking technologies (such as the Meta Conversions API) to optimize our marketing performance.

-- TRANSACTION DATA: We use Stripe to process all payments. WebinarMD does not store your full credit card or financial information on our servers.

1.3 HOW WE USE YOUR INFORMATION

We process your information based on legitimate business interests and the fulfillment of our contract with you. We use this data to:

-- Deliver requested coaching services, webinars, and digital resources.

-- Send administrative information, such as appointment reminders and join links.

-- Optimize our advertising and marketing efforts via Meta tracking technologies.

-- Communicate marketing offers only if you have provided explicit consent.

1.4 DISCLOSURE OF INFORMATION

We do not sell, rent, or share your personal information with third parties for their own marketing purposes. We share data only with trusted service categories necessary to operate our business, such as: Payment Processors (Stripe), Marketing and Analytics Platforms (Meta), Communication Tools, and Business Automation Tools. Data is disclosed to these parties via secure API integrations and encrypted data transfers.

1.5 DATA SECURITY PRACTICES

We implement a variety of security measures to maintain the safety of your personal information. All sensitive transaction data is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers' database (Stripe). We utilize industry-standard encryption, firewalls, and access controls to safeguard your data from unauthorized access or disclosure.

1.6 YOUR PRIVACY RIGHTS

Regardless of your location, we provide the following rights to all our users in alignment with Minnesota law:

-- RIGHT TO ACCESS: You may request a copy of the personal data we hold about you.

-- RIGHT TO DELETE: You may request that we delete your personal data.

-- RIGHT TO CORRECT: You may request that we fix inaccurate personal information.

-- RIGHT TO OPT-OUT: You may opt-out of the processing of data for targeted advertising or profiling.

To exercise these rights, please contact us at [email protected]. We respond to all verified requests within 45 days.

SECTION 2.0 GENERAL SERVICE TERMS

2.1 ACCEPTANCE OF TERMS

By accessing our websites or registering for any training, webinar, or coaching program, you agree to be bound by the Terms and Conditions set forth in Sections 2.0 through 5.0 of this document. These terms apply to all visitors, viewers, and clients globally.

2.2 DESCRIPTION OF SERVICE

WebinarMD provides educational resources, coaching, and consulting services designed to help online creators and coaches improve their webinar engagement and conversions.

2.3 INTELLECTUAL PROPERTY

All trainings, videos, frameworks, and proprietary techniques are the sole property of WebinarMD. You are granted a limited, personal, non-transferable license to use this content for your own business growth. You may not record, redistribute, or sell our proprietary content.

SECTION 3.0 PROFESSIONAL DISCLAIMERS

3.1 NO LEGAL, MEDICAL, OR PROFESSIONAL ADVICE

WebinarMD and its founder, Collin Carroll, provide information for educational and informational purposes only. No professional-client relationship (such as an attorney-client or doctor-patient relationship) is created by your use of our services.

-- NO LEGAL ADVICE: NONE of the information provided in our trainings, consultations, or materials constitutes legal advice. For example, while we provide education on the principles of "Fair Use," this is for informational purposes only. You are encouraged to consult with a qualified attorney regarding your specific use of third-party content or any other legal matter.

-- NO MEDICAL ADVICE: We are not medical professionals. NONE of the information provided constitutes medical or health advice.

-- GENERAL DISCLAIMER: This disclaimer applies to ALL topics covered, including business strategy, marketing, and content creation. You should consult with the appropriate licensed professional before making financial, legal, or health-related decisions.

3.2 EARNINGS AND RESULTS

WebinarMD does not guarantee any specific financial results, income, or "overnight success." Any success stories or testimonials provided are illustrative examples and are not a promise of typical results. Your success depends on your own effort, implementation, market conditions, and audience.

SECTION 4.0 PURCHASE AGREEMENT AND REFUNDS

4.1 IMMEDIATE FULFILLMENT

For our coaching and consulting services, fulfillment begins immediately upon the commencement of the onboarding process, the scheduling of the initial diagnostic session, or the delivery of initial strategy materials.

4.2 NO-REFUND POLICY

Due to the high-touch nature of professional consulting and the immediate allocation of our expert resources to your account, all sales are final. WebinarMD does not offer refunds once the service engagement or onboarding has begun.

4.3 CHARGEBACK WAIVER

By purchasing our services, you acknowledge that the services are rendered at the start of the engagement. You agree to resolve any issues directly with WebinarMD before initiating a bank dispute. You acknowledge that initiating a chargeback for services rendered is a breach of this contract and this agreement will be used as evidence to defend the transaction and confirm your agreement to these terms.

SECTION 5.0 GOVERNING LAW AND JURISDICTION

5.1 VENUE

This agreement is governed by the laws of the State of Minnesota. Any disputes arising from these terms or your use of our services shall be resolved exclusively in the state or federal courts located in Carver County, Minnesota.

5.2 LIMITATION OF LIABILITY

To the maximum extent permitted by law, WebinarMD shall not be liable for any indirect or consequential damages resulting from the use of our strategies or third-party tools.

5.3 SALES TAX

Should Minnesota sales tax on professional services apply to your transaction, the total purchase price includes such taxes, and WebinarMD will remit them to the appropriate authorities on your behalf.